Comments (12) I dreaded waking up to my kitchen this morning. DREAD. ED.
I was dead tired at 9 when Scott woke me up to tell me he was leaving for work. The kids were still sleeping & right before he left he said “Wait till you see the bathroom. It’s THE WORST it’s EVER BEEN.” (Stop here if you cannot handle graphic dog poop stories) Continue reading 'The Day After:'»
It’s 10 PM.
I mean, that part is OK. I got the little guy down at about 8:30 after an extra warm baba and some baby tylenol because as I discovered this morning- he has TWO top teeth making their way into his mouth.
Continue reading 'It is abundantly clear that I may lose it.'»
Let’s start with I hate the USPS & the DMV because they are retarded and I am now in the center of their incompetence.
From what I gather, my sis-in-law changed her address with the USPS at some point and the postal service took it upon themselves to change MY ADDRESS and MY HUSBAND’s ADDRESS as well. I can only imagine that she did not mean to change our addresses.
So, the mail that has come to both my PO Box for well over 5 years and my house for about 3 suddenly took a different route and was ending up at her house. Like my bank statements. Or my DMV renewals. And we don’t see each other on the daily so I’d receive mail from her and the due date on stuff would be like THE NEXT DAY. Anyways, I went to the Bank and got the information switched back and I thought everything was cool because I seem to be receiving all the important stuff I need at this point.
Except when I renewed our company van’s registration back in October we never received tags. I finally called DMV today after my husband has received three tickets for the van being registered (because the police can see that & our insurance on their computer) but for not having the correct date sticker on the license plate. THREE.
DMV tells me that our address could not have been changed in their records without someone inputting both my driver’s license and my husband’s and that they cannot tell me what my current address on file is because I should know.
So, apparently our remedy is this, according to Roy at the DMV: Since I am not the registered owner of the vehicle, Scott must take time out of work and go stand in line at the DMV to have his address changed back to the correct address. To remedy the tickets, he has to take time off work to appear and court with proof that he never lived at the address the DMV has on file (the one they won’t tell us) to get out of paying said tickets.
I then called the USPS and spoke with someone who said I can easily remedy the problem by changing our address again, but I need to know our previous address on file, which after exhausting the options of the places it could possibly be- still won’t work.
Then the lady tells me that had Sarah changed her address as a “family” we could be included because we have the same last name. Now, while this makes some sense- A LOT of people have our last name. My father-in-law’s mail goes the correct place. My other sister-in-law gets her mail. I mean she is a single 25 year old woman. At that point “family” means just her. Regardless if she had marked family or individual.
When we bought our house I marked “family” on our address change and I have never once received mail for anyone else outside our FAMILY. Like, my husband, me, our kid and our business.
How does this happen?
I opened an investigation with the postal service. I am totally annoyed and want to kill someone.
Oh, and in a bit I plan to finish my Christmas shopping. At Target & the mall. I shouldn’t be in public today- I may lose it.
Happy freaking Tuesday.
So.
I will start with ” I hate my dogs.” I mean. I love them clearly, but ever since I had a baby all the things they do that never bothered me totally bother me because they bother Hudson.
Remember my post ten minutes ago? The one that says Hudson hadn’t napped yet?
Well, shortly there after he fell asleep on the couch with a baba. I waited till I knew he was asleep- which is usually when his thumb falls out of this mouth. Just as I was getting up to go make myself breakfast (at 1PM- I’m really helping these twins out clearly.) the dogs start barking. I got up to go kill them- and stop them from barking at nothing. Of course JUST as I turn the corner Hudson wakes up on the couch- sits up and literally starts to teeter (since he’s half asleep) on the edge of the couch. So, I run over- heart pounding and catch him. And then proceed to freak out that I walked away from him sleeping on the couch.
Anyways, now he’s wide awake. His nap was maybe 10 minutes and now he’s PISSED. In his playpen crying away. Yes, that may sound mean but I was so hungry I thought I might pass out. So I made a sandwich and I am eating it.
The dogs do this like literally everyday and I think I may loose it.
I’m not an unstable person at all. I usually don’t panic or cry or any of that shit. I keep it prettyyyyy even keel.
I made it through Hudson’s pregnancy without crying except for times when it was necessary- like getting my first IV or losing 30 pounds and being so dehydrated I was pretty sure I’d die. I made it through his birth without a tear shed. Maybe I’m even a bit UNfeeling. Anyhow.
Get ready for complaining.
I am tired. My back hurts. BAD. I have like constant cramps in my legs. I think I’m getting sick and when I sit straight up my ribs ache because they are clearly rubbing on poor Sawyer’s domepiece. I am UNCOMFORTABLE. It doesn’t help that Hudson is totally mobile and won’t ever just sit and cuddle unless he is sleeping- or trying to sleep. If it is not sleepytime? He wants to stand and to move. Usually using my huge balloon tummy as a place to dig a tiny foot or elbow into.
Anyways, I’ve been keeping it together pretty damn well, I think. But, tonight I just kinda freaked. After the whole flea incident- everything in the house got washed. And it was sitting in a legitimate MOUNTAIN covering our entire king-sized bed. I walked into the room several times while cleaning up the living room, since the entire contents of our bedroom were in the living room all day. I dry and wet swiffed the hardwood floors. My feet were hurting, but I seriously couldn’t relax. (Scott was playing COD MW2 and ignoring my attempts for his sympathy when I said things like “OMG! MY BACK!! OWWWW!” while sweeping in front of him) Anyways, then Hudson started crying from his playpen. (Yes, his father was in charge while I cleaned and somehow, he was able to get him into the playpen while he played fucking video games!!) This in turn made me cry. A LOT. Mini- breakdown status. Causing Scott to “give me permission” to wait to fold laundry till tomorrow. Gee. Thanks.
So, I got to take a shower for the first time today at 7:30 and climb ONTO my bed. Only onto, because my comforter is still drying so I have no covers. I am watching SYTYCD and trying not to loose my shit.
I better sleep this off. I hate dealing with people who act this way- and here I am- doing the same.
TOTAL piece of work.
I HATE HATE HATE Hate with every fiber of my being Bank of America. I honestly wish harm upon them, because I have very little money and my bank account balance is usually only what I can deposit for the day.
Let’s be clear. B of A runs every aspect of my financial life. All banking, trading, credit, mortgage… They own it all. And now: They are trying to make me die a slow financial death, I am sure.
First: They make it impossible to NOT bank with them. Free online banking, free bill pay, free accounts, unlimited transactions, a ton of ATMs and branches- they even do free payroll! I mean- seriously. They make you want them.
BUT! What they don’t tell you is that They want to make you miserable.
A. Deposits: Since this crisis with the economy, my lowly little company gets treated like shit. I have been business banking with the for 5+ years and in the last 3 months…. holy moly. They hod $300.00 deposits for 7 DAYS!?! I cannot operate a business when they hold my money until they FEEL like letting me have it. Then, in the mean time, while I SPEND my money, they go ahead and charge me overdraft fees for money that is IN THE FUCKING BANK…. as in been there for dayssss.
B. And how much do these fees COST? $35.00 each. They charge me money to spend my money that they have decided to hod without my knowledge. and on Friday? NINE FUCKING times. As in $315.00 in FEES for use of my own money that they possess. This is fucked and I demand to know why. My bank statement shows me at xxxx.xx then they subtract $315.00 (nine line items) and then I still have PLENTY left. I am never overdraft.
I kid you not these are the CURRENT issues, not the only issues. They have fucked me continuously by giving me free checks but then charging me for them sending my balance in the negatives to incur more million dollar fees. (when the account was new and it had a very small balance until I could switch accounts over.) THEN said free checks were issued for the WRONG account so when I used those checks…they all bounced when I had the money IN THE CORRECT ACCOUNT. This is UNREAL people. I wanna call channel 7 on your side or whatever, but BofA is a big fish and clearly they don’t take on giant corporations. They did fix the bounced check/wrong checks issue. I’ll give them that. But I was definitely embarassed and now I’m sure more than a few of my suppliers think I’m a dead beat. That’s in addition to the fact that I’m pretty sure I’m being mortgage gouged and my credit card rate was shifted for no reason.
So, anyways, this morning, when my account balance was a lot but the available amount was zero (and the “hold” they placed said funds available 6/23), I dialed up BofA. The recording said the wait time could be up to 12 minutes. It was 1 hour and 24 minutes and some-odd seconds. I got some bitch who told me to eff off and wouldn’t return the $315.00 of charges that were basically a load of shit. I demanded a manger. I got a voicemail. The manager called me back and also refused to help me. I said: “well, who is HIGHER than you. I want THAT person.” Apparently, in her tiny mind- no one was in a higher power job then her and she was the final. So I said: “Give me the complaint department” She told me that usually you have to write a letter before they will talk to you- which is BS BTW- and she gave me a number.
That number was promptly answered by a very nice woman who I could understand and who could understand me and immediately returned my $315.00 and made my money available to me.
So, the moral of this story is that big banking is bullshit, but I can’t leave. They have me right where they want me. A powerless small business who operates lean because people don’t pay on time and shit costs more money. I also have a new baby- which doesn’t help my budget.
Let’s just say, I have done my part to be more financially prudent. I sold my gas guzzling hot sports car with a giant payment and took a hand-me-down ghettotastic ride. I actually look at the prices of stuff at the store. I don’t buy purses that are more than a month’s mortgage. I’m making sacrifices!
So, the real question is: with all these bail-outs and government apparently trying to revive America… why is the little guy STILL getting screwed? I mean seriously. Taxes out the ass. Banks that want to drain you with endless (possibly fraudulent) fees. Property taxes that keep going up while property values go down…But…you’re an hour late to pay a bill and what do they do? They hunt you down. A few years ago my credit score was like 750. Pretty descent. I’m not so sure now.
So to sum up: A pox upon BofA.
Seriously. I am having THE WORST DAY EVER!!!
I need some fucking back up here or I may lose my shit.
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